一、Preferred Bank
Founded in 1991, Preferred Bank (U.S.) has its headquarters located in California, the United States. With total assets of 6.2 billion U.S. dollars, it is one of the largest community banks in the country. Preferred Bank's services are available in Southern California, San Francisco, New York, Houston, and other regions.
As a bank with Chinese capital background, Preferred Bank ensures barrier-free communication and provides excellent after-sales services. It offers account opening services for U.S. local company accounts, Hong Kong company accounts, and personal accounts. There is no need to travel to the United States to open an account, and the bank features convenient fund transfers and low service fees.
二、Requirements for Company Account Opening Documents1. Company Registration Certificate
2. Federal Tax ID (EIN)
3. Articles of Incorporation (for corporations) / Operating Agreement (for LLCs)
4. Directors and Shareholders: Passport, front and back of National ID Card, color scanned copies or high-definition color photos (with clear edges and corners)
5. Directors' phone numbers, email addresses, residential addresses, and mother's maiden name
6. Bank Account Opening Application Form + KYC Form
三、Account Opening Application for a Hong Kong CompanyCertificate of Incorporation
Business Registration Ordinance
Form NAR1
Memorandum and Articles of Association
Business License
Organization Chart to show ownership
W8-Ben-E
Copy of passport
Need to complete the attached form
四、Account Opening Process
1. Submit the required documents to the bank.
2. After submitting the documents, the bank manager will contact the client via email once the review is approved (usually within 2-3 weeks). The client must prepare their passport and the forms that need to be signed for account opening.
3. The bank manager will send the documents requiring signatures to the client’s email. The client should print them in advance but do not sign them yet (wait for the bank’s notification). Once the client confirms there are no issues with the documents, sign them and arrange to send the signed documents to the bank.
4. After the bank manager receives the courier, the bank account will be opened within 3-5 business days, and the account details will be sent to the client’s email.
5. When the client receives the account details, they need to deposit the activation fund within 14 days. The deposited amount must not be less than 2,000 U.S. dollars.
6. After the bank receives the activation fund, the head office will send the online banking username, password, and login operation guide to the client’s email within approximately one week.
五、Account Opening TimelineTotal Duration: Approximately 1 month, excluding courier delivery time. To save your time, it is recommended to choose DHL for courier services. [The specific timeline is subject to the bank’s processing schedule.]
六、Documents Obtained After Account Opening
Bank Account, Online Banking Username and Password
七、Requirements for Personal Account Opening Documents
1. Scanned copies of National ID Card and passport
2. Account Opening Form
八、Transfer Service Fee
01 Users with High Transaction Volume (Online Remittances)
Monthly Maintenance Fee: USD 10/month if the average daily balance is below USD 2,000
Incoming Transfer Fee: USD 10 per transaction
Outgoing Transfer Fees:
Setup Fee: USD 20 per transaction
Monthly Maintenance Fee: USD 20/month
Remittance Fee: USD 15 per transaction
02 Users with Low Transaction Volume (Wire Transfers)
Monthly Maintenance Fee: USD 10/month if the average daily balance is below USD 2,000
Incoming Transfer Fee: USD 10 per transaction
Outgoing Transfer Fee: USD 30 per transaction (Extremely low fee!!!)
03 Individual Users
No monthly maintenance fee if the average monthly balance is above USD 900
Note: The relevant fees shall be subject to the bank's regulations.
九、Daily Outward Remittance Limit
First, the online banking function only supports fund transfers within the United States. For cross-border transfers, a wire transfer is required, and the daily limit for wire transfers depends on the amount of funds available in the account.
For individual accounts:
The maximum limit for a single transfer is USD 1,000;
The maximum daily transfer limit is USD 2,000;
The maximum amount for system-generated checks is USD 9,999.
For corporate accounts:
The maximum daily limit for system-generated checks is USD 100,000;
The limit can be increased based on the company’s transaction history.
The limit for handwritten checks depends on the funds available in the accoun
十、Please translate the following text into English.
1. Afghanistan
2. Albania
3. Algeria
4. Azerbaijan
5. Bahamas,The
6. Barbados
7. Belize
8. Bosnia and Herzegovina
9. Bolivia
10. Benin
11. Botswana
12. Burma(Myanmar)
13. Burundi
14. Cambodia
15. Cayman Islands
16. Central African Republic
17. Chad
18. Colombia
19. Comoros
20. Congo,Democratic Rep of
21. Congo,Republic of the
22. Costa Rica
23. Cuba
24. Cyprus
25. Cypus,Turkish Cypriot
26. Domincan Republic
27. Ecuador
28. Egypt
29. El Salvador
30. Equatorial Guinea
31. Eswatini (formerly Swaziland)
32. Fiji
33. Ghana
34. Guatemala
35. Guinea
36. Guinea-Bissau
37. Haiti
38. Honduras
39. India
40. Iran
41. Iraq
42. Jamaicas
43. Kyrgyzstan
44. Laos
45. Latvia
46. Lebanon
47. Liberia
48. Libya
49. Macau
50. Madagascar
51. Maldives
52. Mali
53. Mauritania
54. Mauritius
55. Mexico
56. Moldova
57. Monaco
58. Mongolia
59. Morocco
60. Mozambique
61. Nicaragua
62. Niger
63. Nigeria
64. North Korea
65. Pakistan
66. Palestinian Territories
67. Panama
68. Peru
69. Russia
70. Saint Kitts and Nevis
71. Saudi Arabia
72. Senegal
73. Seychelles
74. Somalia
75. South Sudan
76. Sudan
77. Syria
78. Tanzania
79 Trinidad and Tobago
80. Tunisia
81. Turkey
82. Turkmenistan
83. Uganda
84. Ukraine(dae to Crimea sanctions)
85. United Arab Emirates
86. Vanuatu
87. Venezuela
88. Vietnam
89. Yemen
90. Zimbabwe
*All the content above has been collected from various major websites, followed by resource integration and re-editing.
+1 949-490-9063
10 CORPORATE PARK, STE 330, IRVINE, CA 92606
